5 Common Types of UK Housing Types

Since the immigration criteria for BNO holders has changed, many have considered the option of immigrating overseas. For many, this has shifted the goal of jumping on the property ladder in Hong Kong, to that of overseas, where housing types are in greater variation and often more affordable compared to Hong Kong property. Prior to making any purchase decisions, you may like to learn about the common property type options in the UK and their characteristics.

1. Flat/Apartment

Flat/Apartment: Consists of multiple units inside a building, which is also the most familiar housing type for Hong Kong individuals. Among all types, flats/apartments are available at the most economical and affordable price, particularly suited to small families and those who are single. In recent years, new-build houses preoccupy the downtown area, offering easy urban access. Usually, they also come with basic furnishings and even with household appliances, such as washing machines and refrigerators, to save some furnishing costs.

2. Detached House

Detached house: As the name suggests are stand-alone houses, without sharing common structure with other houses or buildings. This type of house offers an extremely high degree of privacy and generous living space. Basic floor plans starts from 3 rooms, with a front garden, back garden, and garage/driveway parking in most cases, which is ideal for families since children can enjoy greater space for activities. Hong Kong families who want to ditch the big cities usually prefer detached housing, where they have the option to make use of their garden, growing plants and opt for a more serene environment.

3. Semi-Detached House

Semi-detached houses and detached houses are different in that the former is separated into two halves, with one household on each side. In general, semi-detached houses are more affordable than detached homes suited for those with a limited budget, but with the desire to live in a standalone house.

4. Terraced House

Terraced houses: These very popular housing types in the UK, particularly in big cities for they save a lot of construction space. The highlight of terraced houses is their shared structure with adjacent houses, which forms a row of homes, usually with 5 to 10 houses in a row. In addition, terraced houses are available at relatively low prices typically with 2 – 4 rooms and a back-garden. This type of housing can generally satisfy the residential needs of a typical family.

5. Bungalow

Bungalows: Are found in detached and semi-detached structures. The common characteristics of this type of housing is its single-storey design – no upper floors. Since there is no need to go up or down the stairs, it is a very popular choice for the elderly, retirees or those less mobile - they are able to navigate around easily. However, bungalows generally occupy a larger area, so the price is relatively high.

All the above are common property types in the UK. For those considering moving to the UK or investing in property, the above information is a good reference point. If you prefer the more common housing types as Hong Kong, and are looking for a starter home at a reasonable price, you can opt for flats/apartments; however if larger spacing is a requirement, which may include a back garden, then semi-detached houses or terraced houses are the more reasonable options. The most important thing before making any purchase decisions is to evaluate your needs and budget to better find your ideal home.